A Few Things Regarding Discover Charge Cards
Discover credit card accounts have been known as the underdogs in the charge card account market for some time. Well, this is not the case any more. With new charge card account offers including competitive low APRs, balance transfers, cash back, sky miles, and many other reward redemption offers, Discover is making a sprint to the top of the credit cad industry! I have compiled a list of reasons I feel that Discover charge card accounts may be the best credit card for you:
Reason 1: Quality Customer Service
Discover credit cards customer service is like no other. As the editor of www.JemCreditCards.com, I receive a great deal of emails letting me know how the credit card companies are doing. Over the last month, have have received at least a hundred emails from Discover charge card holders letting me know that they had to call in for something and the representative went above and beyond to make sure that the customer was happy.
Reason 2: Balance Transfers
Years ago, balance transfer charge card accounts were unheard of. However, today charge card account companies utilize balance transfer credit cards to compete with offers other companies are putting out there. Discover credit cards are doing the same thing. Offering 0% introductory interest rates for 12 months on balance transfers. If you have a high interest rate charge card, this is sure to save you some cash.
Reason 3: Cash Back
Cash back charge cards are not new at all. As a matter of fact, cash back has been one of the ways credit card account companies have competed over the years. Discover charge cards however, are taking the cash back credit card industry by storm. The industry standard for cash back is 1% on purchase made with your charge card. Some discover charge card accounts are offering up to 20% cash back on specific purchases. This is unheard of!
Reason 4: Sky Miles
American Express is the credit card company that is more known for sky miles cards. This is about to change. Discover has released 2 new sky miles charge cards; the Miles By Discover card, and the Escape By Discover card. Both of these charge cards offer exceptional sky miles rewards packages along with other flexible ways to redeem your reward points!
Reason 5: Student Credit Cards
When you graduate high school and go into college, one of the best things that you can do to build your credit score is open a new student credit card account account. Discover is well aware of this and due to this, they have created a few new student credit card offers. A few things that are different about these offers is that the student charge card accounts come with rewards systems that are just about the same as the higher end Discover credit card accounts. Also, the interest rates are very competitive. With all of this I don’t see why a student wouldn’t want to choose Discover cards.